12 CFR Part 1022 - Fair Credit Reporting (Regulation V)

Regulation V implements the Fair Credit Reporting Act.

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Regulation V generally applies to:

• Consumer reporting agencies
• Persons that obtain and use information about consumers to determine the consumer's eligibility for products, services, or employment,
• Persons that share such information among affiliates, and
• Furnishers of information to consumer reporting agencies.

This regulation covers topics such as:

• Identity theft
• Duties of furnishers of information
• Duties of users of consumer reports
• Duties of consumer reporting agencies
• File disclosures to consumers
• Affiliate marketing
• Use of medical information

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