My Policy

You may avail of this facility by submitting the Fund Switch Request Form duly signed at any HDFC Life branch. Forms are available under Quick Links, visit Forms & Downloads. You can also execute fund switch request through My Account under the Transact Online Section by clicking on the link: https://myaccount.hdfclife.com/

Note: For details on the Fund Switch charges, please refer to your policy document. Fund Switch requests are acceptable subject to cut off rules followed by HDFC Life in accordance with IRDAI.

The current cut off timing for accepting requests to be processed with same day NAV is 3pm as per Indian Standard Time. Requests received after cut off times or on non-business days will be deemed received as of the next business day.

2 How can I avail of the Premium Redirection facility?

You may avail of this facility by submitting a Premium Redirection Request Form duly signed at any HDFC Life branch. Forms are available under Quick Links, visit Forms & Downloads. You can also execute premium redirection request through My Account under Transact Online Section by clicking on the link: https://myaccount.hdfclife.com/

Note: For details on the Premium Redirection charges, please refer to your policy document.

Premium Redirection requests are acceptable subject to cut off rules followed by HDFC Life in accordance with IRDAI.

The current cut off timing for accepting requests to be processed with same day NAV is 3pm as per Indian Standard Time. Requests received after cut off times or on non-business days will be deemed received as of the next business day.

3 What is the difference between a Fund Switch and Premium redirection?

Fund Switch: This facility available only in Unit Linked policies allows you to change the investment pattern by moving from one Investment Fund(s) to another, amongst the Investment Funds offered under a product.

Premium Redirection: This allows you to redirect your future regular premiums into different Investment Fund options available in a product. Your current investment holdings will remain unaffected with this request.

1 How do I change frequency of premium payment?

To update the Premium Payment Frequency please login to My Account: https://myaccount.hdfclife.com/

• To login, enter your registered mobile number / email ID / Policy ID / Client ID along with the Date of Birth

• Click on Proceed and check the email ID & Mobile Number and click on Send OTP

• Enter OTP & CAPTCHA and click on Login

• On successful logging in, click on the Policy

• Click on Edit Premium Payment Frequency

Submit the Request for Major Alterations Form at nearest HDFC Life branch.

Click here to download form. Click here to locate nearest HDFC Life branch.

2 Can the beneficiary of the policy be changed in case of unfortunate death of the existing Beneficiary?

Beneficiary is the sole person entitled to the benefits under the policy. Yes, the Beneficiary of the policy can be changed in case of the unfortunate demise of the existing Beneficiary.

You have to submit the Policy Servicing Request Form at any HDFC Life branch. Forms are available under Quick Links, visit Forms & Downloads.

You may also refer to your policy document to know more about the Beneficiary change process.

3 Can I change the Nominee of the policy?

A Nominee is the person who would receive the Sum Assured or benefits in the eventuality of the policyholders' death. You may change your Nominee or the percentage of nomination during the tenure of the policy.

You have to submit the duly filled and signed Policy Servicing Request Form along with the original policy document at any HDFC Life branch. Forms are available under the Forms & Downloads section under Policy Servicing.

You can also change the same by logging into MyAccount : https://myaccount.hdfclife.com/

4 What is Nomination and how do I nominate?

A Policy holder nominates a person at the time of filling up the proposal form wherein the Nominee is entitled to the death benefits under this policy, on event of the demise of the Life Assured.

5 What is Assignment? How do I assign the policy?

Assignment is the process by which the Policy holder (Assignor) transfers all the rights attached to the Policy to the Assignee.

There are two types of Assignments:

This is typically done to use the insurance policy as collateral for loan. Assignment has to be for a valuable consideration.

To know more on the assignment process, please visit any HDFC Life branch.

6 Can the policy servicing requests be submitted without policy document?

Yes, the below mentioned policy servicing requests can be submitted without policy document. The request needs to be submitted at any HDFC Life branch. Your request will be processed subject to the product norms and features.

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To read the complete definitions as stated by IRDAI and displayed across this website, you can refer the specimen policy documents. For product details you can refer the product brochures

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Stay Connected with us

As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not available) for your policy with immediate effect. Please update via My Account/ [email protected] / 022-68446530 (Call charges apply)
/ HDFC Life branch. Ignore if already submitted.

HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.

Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.

The name /letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under licence from HDFC Bank Limited.

For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.

As per regulatory changes, it is mandatory to submit PAN/Form 60 (if PAN is not available) for your policy with immediate effect. Please update via My Account/ [email protected] / 022-68446530 (Call charges apply)
/ HDFC Life branch. Ignore if already submitted.

HDFC Life Insurance Company Limited (“HDFC Life”). CIN: L65110MH2000PLC128245, IRDAI Reg. No. 101.

Registered Office: Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Tel No: (022)67516666.

The name /letter 'HDFC' in the name/logo of HDFC Life Insurance Company Limited (HDFC Life) belongs to HDFC Bank Limited and is used by HDFC Life under licence from HDFC Bank Limited.

For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.